Refinance A Mortgage

With interest rates reaching record lows, you may be wondering if refinancing your mortgage is right for you. Below is a quick guide for home owners interested in lowering their mortgage payments and refinancing their home loans. 

Can't wait to get started on refinancing your mortgage? Pre-qualify for a refinanced home loan now!


When Refinancing Is Right for You

While refinancing your mortgage may seem like a great opportunity for you to lower your monthly mortgage payments and reduce your debt, make sure to use a mortgage calculator and calculate if refinancing your mortgage will actually save you in the long run.

Refinancing your mortgage should be done to reduce your interest rate, shorten your term, or consolidate any revolving debt.

Refinancing your mortgage may be right for you if:

  • Your goal is to get a lower interest rate and lower your monthly payment
  • You Want to shorten the length of years on your mortgage.
  • You need to get out of an adjustable-rate (ARM) or interest-only mortgage
  • Want to create additional cash flow each month with your savings.

Refinancing your mortgage may NOT be right for you if:

    • You plan on moving within a year.
    • You haven’t made timely payments on your mortgage within the last 12 months.
    • You are upside-down on your mortgage and owe more than your property is worth. It may be difficult to be approved for a refinanced mortgage.


      How To Refinance your Mortgage

      When refinancing your mortgage, you can choose to take cash out, or refinance the remaining amount on the loan. It's a good idea to call us at 404-933-9089 or email us at Success Mortgage Partners in Duluth, Georgia so we can give you a FREE Refinance Analysis to make sure it’s the right move for you.

      Before you start the refinancing process, review your current situation to determine if you would quality for a refinanced home loan. Consider your income, employment history, credit score and other loan qualifiers, as these will apply on refinancing loans as they do for first time home buyers.

      As you begin the refinance process, make sure to collect important documents that will be needed for home loan refinancing such as information about your current home loan, income statements, tax and property information, and homeowners insurance rates.


      Refinancing Fees

      With most home loans, any costs incurred for your refinance can simply be rolled into the new loan.  We will keep any refinancing costs to a minimum and will go over them in person so there are not any surprises at closing. 


      Mortgage Calculators for Refinancing

      Using a mortgage calculator will help you determine if refinancing your mortgage is right for you. In some cases, refinancing will save you money on your monthly payments AND the life of the loan.

      Use our Refinancing Mortgage Calculator now!

      Want to learn about mortgage rates for refinancing, or determine if refinancing your mortgage is right for you? Contact us today!

      Sheryl took great care of us while we were purchasing our first home. She was always ready and able to answer all of our questions and kept us informed throught the entire process. We are so thankful that we had someone like her in our corner.

      melissamblack45 on 2020-04-01

      Sheryl was so helpful in every way! This was my first time buying a house and I had a million questions! She was so nice, professional and helpful! I would definitely recommend her to anyone!

      erincurrul on 2019-08-08

      I had a wonderful experience with Sheryl Nolan. She is great! Very quick the respond to question and always kept me in the loop of what was going on and how things were progressing every step of the way. Would recommend her to anyone and would use her again in the future if I need another home loan.

      zuser20160108105828297 on 2018-07-01

      My real estate agent referred me to Sheryl for a new home loan. Working with Sheryl made the entire loan experience so easy that I was amazed it all happened so fast. Sheryl is VERY detailed oriented and worked tireless to ensure everything was done correctly and so very professionally. I had very little experience in getting a home loan but Sheryl held me hand throughout the entire experience. She got me the best rate and I learned a lot from Sheryl. I would recommend her to everyone as she made my loan an enjoyable experience! She is honest and has a level of integrity that showed through with everything she did for me. Please use her as you won't be sorry!

      tsheff0106 on 2018-07-01

      Where do I begin! Sheryl worked SO HARD on our loan. We were not a normal mortgage and Sheryl took on the challenge and got us into our dream home. She was spot on getting back to my emails and calls right away. She even followed up after normal business hours just to make sure she checked in with me! I had no doubts in Sheryl's ability and will happily recommend her to all my friends and family!

      joshhastydc on 2017-12-01

      We truly enjoyed having Sheryl as our lender. We could ask her any questions and she was able to answer with a detailed, as well as, simplified response for us to understand...remember we were first time home buyers. She made everything very easy to understand and paperwork easy to access. She was available any time for questions, which is good because both my husband and I work full-time jobs. Needless to say she is the go-to lender. She gives real feedback and advise, overall great lender.

      zuser20151106080611806 on 2017-08-01

      Sheryl was an absolute joy to work with throughout the entire loan process. She was very responsive to all my questions prior to, and after I officially became a client. She is very knowledgeable about home loan products, and was able to recommend the best options for me based on my specific needs. Sheryl is a very effective communicator, and is really good at making complex loan processes/terminology easy to understand. I highly recommend her services!!

      user1130198217 on 2017-11-01

      Sheryl was a dream to work with. From day 1 she was in our corner fighting to find the right loan situation for us as new home buyers. She was always available to answer the multitude of questions that we had, calm any fears or soothe any anxiety. We were absolutely blessed to have her on our team during the home buying process.

      user99367972 on 2017-09-01

      Sheryl was fantastic to work with for buying our new home. She was always available to answer my questions and was a great partner throughout the whole process. I would definitely use Sheryl again for our next house.

      AnnUitts Newlin on 2017-05-01

      Sheryl was Amazing , it took the personal approach in assisting me with my home mortgage. She was very in detail , patient, understanding worked fast to get things done. Very efficient and personable !!! I would highly recommend Sheryl and use her again again In the future!!!! Sheryl was a GOD send

      zuser20140513152644210 on 2017-07-01

      See All Our Reviews Here

      This is a 1x1 transparent image tracking traffic